Privacy Policy


PRIVACY POLICY

Customer service is very important to us. As we continue to improve and expand our services, we recognize our customers' need and desire to preserve their privacy and confidentiality. Safeguarding our customers' privacy is also very important to us. We have adopted standards that help maintain and preserve the confidentiality of customers' nonpublic personal information. The Statement I've included above confirms that we've continued efforts to protect customer information.

Information We Collect

We gather nonpublic personal information about our customers as may be necessary to conduct business with our customers. We collect nonpublic personal information about you from the following sources:

Information we receive from you on applications or other forms, over the telephone or in face-to-face meetings, and via the Internet. Examples of information we receive from you include your name, address, telephone number, social security number, credit history, and other financial information.Information about your transactions with us or others. Examples of information relating to your transactions include payment histories, account balances, and account activity.Information we receive from a consumer reporting agency. Examples of information from consumer reporting agencies include your credit score, credit reports, and other information relating to your creditworthiness. From employers and others to verify the information you gave us. Examples of information provided by employers and others include verifications of employment, income, or deposits.

Information We Disclose

Your personal information will only be retained for the purpose of providing you with our response to your query and will not be made available to any third party except as necessary to be disclosed to any related entity for the purpose intended or as required to be disclosed under law.

By submitting data on our website, the visitor is providing explicit consent to the transmission of data collected on the website.

We treat data as confidential within our firm and require a strict adherence of all our employees to data protection and our confidentiality policies.

All visitors, however, should be aware that our website may contain links to other sites that are not governed by this or any other privacy statement.

Do Not Sell My Personal Information

Notice for California consumers under California Consumer Privacy Act (CCPA).

Under the CCPA, California consumers have the right to:

Request that a business that collects a consumer's personal data disclose the categories and specific pieces of personal data that a business has collected about consumers.Request that a business deletes any personal data about the consumer that a business has collected.Request that a business that sells a consumer's personal data, not sell the consumer's personal data.

If you would like to exercise any of these rights, please contact us at [email protected] or call (480) 459-4500.

Purpose and categories of data

Categories of personal information to be collected and the purpose for which the categories shall be used.We use your data for the following purposes:

To compile and analyze statistics for website improvement.

To contact - Through phone, mail, email and/or web forms, and SmartApp 1003.To register an account and process 1003 applications. To support services or products that a customer is looking to utilize. The following categories of data are collected:

A First and Last Name of Borrowers and Co-borrowers Account Name or Alias Banking Information Email Addresses Employment Details Geolocation Data Home or Other Physical Address Including Street Name and Name of City or Town IP Address Social Security Number Interest-Based Online Advertising and Google Analytics.

We, as well as third-party vendors acting on our behalf (such as Google), may use first-party cookies and third-party cookies or other third-party identifiers to gather anonymous analytics and statistics about our website and how it is are being used by our visitors so we can improve our website.

Data about your activities online may be collected for use in providing advertising tailored to your individual interests, either by us, or third parties. We may work with third parties such as network advertisers and ad exchanges to serve advertisements across the internet and may use third-party analytics service providers to evaluate and provide us and/or third parties with information about the use of these ads on third party websites and viewing of ads and of our content.

We and these third-party vendors, including Google, may use third-party technologies together with our own first-party technologies in order to analyze ad impressions, your use of ad services, and interactions with these ad impressions and ad services. The information collected may also include information about your visits to our website, including the pages you have viewed and what content you have seen. These third-party tracking technologies may be set to, among other things: (a) help deliver advertisements to you that you might be interested in; (b) prevent you from seeing the same advertisements too many times, and (c) understand the effectiveness of the advertisements that have been delivered to you.

You can opt-out of certain advertising by visiting the Network Advertising Initiative Consumer opt-out page at optout.networkadvertising.org

, by using the Google Analytics Opt-out Browser Add-on available at tools.google.com/dlpage/gaoptout, or by visiting the Digital Advertising Alliance’s opt-out page at about ads.info/choices.

For more information on the privacy practices of Google, please visit Google’s Privacy & Terms web page:

policies.google.com/privacy

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Please note, at this time we do not respond to browser-based “do not track” signals.

We reserve the right to amend (that is, add, delete, or change) the terms of this Privacy Statement from time to time.

www.nmlsconsumeraccess.org

Copyright ©2022 Barrett Financial Group, Inc. All Rights Reserved.

Contact Us

275 E Rivulon Blvd, Suite 200,

Gilbert, AZ 85297

480-459-4500

[email protected]

Terms and Conditions for Marketing Communications



Introduction

By providing your contact information and consenting to receive communications, you agree to the following terms and conditions. These terms and conditions govern the use of your information by Kurt Kessler, his company, and any real estate agents for marketing purposes.

Consent to Marketing Communications

Consent to Contact: By providing your phone number, email address, and any other contact information, you consent to receive marketing communications from Kurt Kessler, his company, and affiliated real estate agents. This includes but is not limited to, emails, text messages, and phone calls.Types of Communications: You agree to receive communications related to home buying, mortgage information, real estate services, special offers, promotions, webinars, events, and other related information.

Methods of Communication

Emails: You consent to receive emails containing marketing messages, newsletters, and other promotional content.Text Messages: You consent to receive text messages (SMS) for marketing purposes. Message and data rates may apply. You can opt-out at any time by replying with "STOP" to any message received.Phone Calls: You consent to receive phone calls for marketing purposes, including pre-recorded and autodialed calls.

Opt-Out and Unsubscribe

Opt-Out Mechanism: You have the right to opt-out of receiving marketing communications at any time. Each email and text message will include an opt-out link or instructions on how to unsubscribe.Revoking Consent: If you wish to revoke your consent to receive marketing communications, you may contact us at [Insert Contact Information] to be removed from our marketing lists.

Information Sharing

Affiliated Real Estate Agents: Your contact information may be shared with affiliated real estate agents who are authorized to market to you. These agents are bound by similar terms and conditions regarding the use of your information.Third-Party Service Providers: We may share your information with third-party service providers who assist us in delivering marketing communications. These providers are obligated to protect your information and use it solely for the purposes we specify.

Privacy and Data Security

Privacy Policy: Your information will be handled in accordance with our Privacy Policy, which outlines how we collect, use, and protect your data. [Insert link to Privacy Policy]Data Security: We implement appropriate security measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction.

Changes to Terms and Conditions

Amendments: We reserve the right to amend these terms and conditions at any time. Changes will be effective upon posting the revised terms and conditions on our website. Your continued consent to receive marketing communications constitutes acceptance of the amended terms.

Contact Information

For any questions or concerns regarding these terms and conditions, please contact us at:


Kurt Kessler NMLS#365130

Barrett Financial Group, LLC NMLS#181106

By providing your contact information and consenting to these terms and conditions, you acknowledge that you have read, understood, and agree to be bound by them.

Kurt Kessler

NMLS#365130

(925) 400-3850

[email protected]

Barrett Financial Group, LLC NMLS #181106

© 2024 All Rights Reserved. Kurt Kessler NMLS# 365130 | Barrett Financial Group, L.L.C. | NMLS #181106 | 3207 Grey Hawk Court, Suite 110, Carlsbad, CA 92010 | CA 60DBO-46052 & 41DBO-148702 Licensed by Dept. of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Financing Law License | Equal Housing Opportunity | This is not a commitment to lend. All loans are subject to credit approval. nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106 -NMLS Consumer Access /Legal Disclaimer - This information is not intended to be an indication of loan qualification, loan approval or commitment to lend. Other limitations may apply. This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the state of New York will be accepted through this site.