FHA Loans: What You Need to Know Before You Apply

FHA Loans: What You Need to Know Before You Applyby: Kurt KesslerPublished on: 30/06/2026

FHA Loans: What You Need to Know Before You Apply

Home OwnershipFirst Time Home BuyerFHA Loans
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FHA Loans: What You Need to Know Before You Apply

What Is a Non-QM Loan? 2026 Guide for Self-Employed & Real-World Borrowers

What Is a Non-QM Loan? 2026 Guide for Self-Employed & Real-World Borrowersby: Kurt KesslerPublished on: 01/06/2026

In today’s mortgage environment, not every qualified borrower fits neatly inside traditional agency guidelines.

First Time Home BuyerSelf Employed Home Loans
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What Is a Non-QM Loan? 2026 Guide for Self-Employed & Real-World Borrowers

Free Rate Buydown

Free Rate Buydownby: Kurt KesslerPublished on: 29/05/2026

If you’ve been sitting on the fence about buying a home because of today’s interest rates, this could be a game-changer. Right now, there’s a limited-time lender-paid 1-0 buydown program that temporarily reduces your interest rate—meaning you could

Home OwnershipFirst Time Home BuyerFHA LoansVA Home LoansReal Estate MarketRealtorS
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Free Rate Buydown

Today's Mortgage & Real Estate Markets

Today's Mortgage & Real Estate Marketsby: Kurt KesslerPublished on: 29/05/2026

New home sales fell 6.2% in April after two straight monthly gains, as affordability challenges continue to impact buyers. At the same time, new Case-Shiller data showed national home prices are still up 0.7% from a year ago, while the FHFA reported

First Time Home BuyerReal Estate Market
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Today's Mortgage & Real Estate Markets

This is not a commitment to lend. All loans are subject to credit approval. This information is not intended to be an indication of loan qualification, loan approval or commitment to lend. Other limitations may apply. No Tax Return loans products require other forms of income documentation and asset verification in lieu of tax returns. Not all applicants will qualify. Some products we offer may have a higher interest rate, more points or more fees than other products requiring more extensive or different documentation. Minimum FICO, reserve, and other requirements apply.

Kurt Raymond Kessler NMLS #365130 | 1082 Allegheny Drive, Danville, CA 94526

Barrett Financial Group, L.L.C. NMLS #181106 | 2701 East Insight Way, Suite 150, Chandler, AZ 85286 | CA 60DBO-46052 & 41DBO-148702

Licensed by Dept. of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Financing Law License